Money Rule #1

Rule Number 1 comes from Proverbs 6:6-8.

“Go to the ant, you sluggard; consider its ways and be wise. It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.”

So what do ants teach us about dealing with wealth, finances, or money? Here it is: Take your time. The ant makes a consistent effort. It doesn’t wait for someone to tell it what to do. Instead, it works daily, bit by bit, gathering food and preparing for the future. This tiny creature shows us that big accomplishments often come from steady, consistent effort, not from sudden bursts of hard work.

We can learn from the ant by applying ourselves steadily, even when the task seems small or the results aren’t immediately visible. The power lies in being consistent and faithful in our efforts.

Consistent effort in managing our finances—saving a little at a time and spending wisely—builds a solid foundation for future security. It’s not about sudden windfalls or luck; it’s about the daily decisions we make. As Proverbs 21: verse 5 tells us, “The plans of the diligent lead surely to abundance.” Ben Franklin put it this way, “A penny saved is a penny earned.” 

It may not seem like it is, but that is the way of the ant.

I’m Lonnie Davis, and this is a thought worth thinking.